After My Husband Faked His Death to Avoid Debt

My husband Logan Carter died in a car accident while trying to buy strawberries for me. His body was never found.

At the funeral, I was in unbearable pain when a group of debt collectors barged in.

It was then that I found out Logan had millions in debts.

Feeling guilty and in tears, I accepted the debts and decided to honor Logan's memory by paying them off.

First, I donated a kidney to my motherinlaw Annie who had cancer.

Then, I sold my house and car to repay a portion of the debts.

In order to ensure Annie's happiness in her old age and to clear the remaining debts.

For over a decade, I toiled tirelessly to make ends meet.

But as I lay dying.

My supposedly deceased husband Logan returned home with a beautiful woman.

I then realized that Logan had faked his death years ago!

Open your eyes again.

I found myself back on the day of Logan's fatal car accident.

One:

"Olivia, wait at home. You'll get to enjoy the freshest strawberries this afternoon."

"That's why I love you. If it were someone else's husband, who would be this good? Strawberries are so expensive now. Many pregnant women can't afford to eat them."

Logan said as he put on his shoes with his back to me.

Listening to his words, I turned abruptly to look at myself in the mirror. The person in the mirror was healthy and young, nothing like the person who had been tormented by creditors, my motherinlaw, Annie, and my sisterinlaw, Lilian, for over a decade.

I took a few deep breaths and accepted the fact that I had been reborn!

In my previous life, Logan had used the excuse of buying strawberries to emotionally manipulate me, telling me how good he was to me and how much he loved me. At that time, I was foolish and deeply moved.

Little did I know that in the afternoon, instead of enjoying the strawberries, I received a call from the traffic police.

It turned out that Logan had gotten into a car accident on the road, and the vehicle had careened off a cliff and exploded, leaving no trace of his body.

After a thorough search, the police only found a little finger.

After the funeral, a lawyer informed me that I was Logan's sole heir. Thinking about how good Logan had been to me.

I was overwhelmed with grief and almost wanted to follow him.

Before I could do anything, numerous creditors stormed in, demanding money from me. The total sum exceeded two million.

As I hesitated, Annie and Lilian pointed at me at the funeral, blaming me for insisting on eating strawberries and causing Logan's death.

I felt deeply guilty and promised to repay Logan's debts, vowing to honor him in my heart.

So I sold off my premarital property to repay a portion of the debts. However, Annie was diagnosed with kidney failure and needed a transplant to survive.

Two:

By chance, I was a suitable donor, so I found myself on the operating table, donating a kidney with a sense of atonement.

In the following years, I lived as if in a nightmare. The pressure of the debts left me breathless, and Annie and Lilian didn't work, relying on me for support and often resorting to verbal and physical abuse.

If I didn't comply with their demands, they would cry and say, "You killed Logan, and now you want to kill us too?"

This went on for over a decade, and I had almost cleared the debts when I reached the end of my life.

I didn't fear death; instead, I smiled, knowing that at least in the afterlife, I could face Logan without any regrets.

But I didn't die. Instead, I saw Logan entering the house with a beautiful woman, holding hands with a child who looked about ten years old.

As soon as the woman saw me struggling to breathe, she frowned at Logan and said, "You said she was dying. Why hasn't she died yet and asked me to come back? This is jinx!"

Impatiently, Logan looked at me, then turned to Annie and Lilian, and asked, "What's going on?"

Annie sneered, "She probably feels proud. I specifically called you back to let her know how foolish she has been all these years. It's so much fun to torment someone with a guilty conscience."

I tried to move my parched lips, but I couldn't say anything. I felt a surge of blood and air, and then I fell into endless darkness.

……

After collecting my thoughts, I smiled at Logan, "Yes, take care on the road. I'll be waiting for you at home."

After bidding farewell to Logan, I immediately went downstairs and bought a lottery ticket at a nearby store for the next week's draw.

The winning numbers on this ticket were quite coincidental. They matched the date of my wedding anniversary with Logan. I remembered it clearly because it was when I first found out about the debt, and the lottery results were being broadcasted on TV.

Perhaps everything is predestined!

Holding the lottery results in my hand, I realized that in this life, I not only needed to break free from Logan but also make the Carter family pay for their actions in the previous life. Most importantly, I wanted to live beautifully!

Three:

The events that followed were similar to what happened in the previous life. I received Logan's severed finger, held a funeral, but this time, I couldn't cry, no matter how hard I tried.

When most of the relatives and friends had arrived, the drama was about to begin.

I picked up a tissue soaked in menthol and wiped my eyes. Instantly, tears streamed down my face as I began to sob.

"Logan, how can you leave me like this? What am I supposed to do in the future?" I cried.

"I regret it so much. I knew you were in a hurry to get back to see your mom because of her kidney failure, and I let you drive alone. I should've gone with you," I continued.

Relatives and friends tried to console me, but I shook my head.

"No, it's all my fault. Mom called to tell us about her illness, and I should have gone with you. I shouldn't have stayed back just because Mom and Lilian don't like me and always scold me."

The relatives and friends looked at each other in disbelief, not expecting this side of Annie and Lilian.

"What nonsense are you talking about?" Lilian's voice came from the doorway, accompanied by Annie.

They had known that Logan had faked his death, so they weren't deeply saddened. Furthermore, Annie was unwell, which is why they arrived late. They didn't expect to hear me tarnishing their reputation.

Trembling, Annie approached me. "Logan had the accident because of you. You couldn't resist your cravings, and you caused his death. But now you're putting the blame on me!"

"If Logan knew about this, he would be heartbroken!"

Lilian snorted, "It's you. You always liked to boss Logan around, telling him what to buy. Strawberries are your favorite fruit. Before the accident, he called me, saying he was buying fruit for you!"

Four:

Sobbing, I looked guilty as I said, "Mom, if this makes you feel better, I can accept your version of events."

This statement only made matters worse, especially with my pitiful appearance. Lilian came up and slapped me, "What are you pretending to be innocent for? You're the one who killed my brother!"

After taking that slap, I stood up, clearly humiliated, and exclaimed, "What do you want from me? Logan fell off the cliff on his way to see you! You keep talking about strawberries—what strawberries? It's not even strawberry season! Even if it were, you could get them at any supermarket without needing to go up a mountain!"

What I said was the truth, but in my previous life, I had been too heartbroken to think it through.

I paused for a moment before continuing, "Besides, you and Mom never told me about her illness. If Logan didn't tell me, who would have?"

"I've already been willing to take the blame for Logan's death. What more do you want? Do you want me to die alongside him?"

As I spoke, I pushed past the crowd, pretending to head for a wall, crying out, "Logan, take your time on the road to the underworld; wait for me!"

Of course, Annie and Lilian wouldn't let me hit a wall. They still needed me to repay debts and help Annie with her treatment. Both of them were in a panic, and finally, Annie had to concede, "Yes, Logan had the accident because he was coming to see me. The fault is mine."

Lilian gritted her teeth and added, "Yes, it's our fault."

The relatives began to point fingers at Annie and Lilian, who couldn't even lift their heads in shame.

Finally, I calmed down. Wasn't this just moral coercion? Who couldn't do that?

Just as the funeral was halfway through, a lawyer in a suit appeared, holding some documents and asking, "May I ask who is Olivia Adams?"

Five:

Before I could respond, Annie and Lilian shouted, "Here! Here! Olivia Adams is here!"

They couldn't wait any longer.

The lawyer confirmed my identity and pulled out Logan's will. "According to Mr. Logan Carter's will, all his savings are left to you."

I lowered my head as I held the will. With such a meager amount, how couldn't I feel embarrassed? My premarital assets were far greater than this. I glanced at the entrance and saw a crowd of debt collectors waiting for me to sign so they could demand money.

Annie was getting impatient. "Olivia, hurry up and sign! Once you sign, Logan will be at ease."

Lilian nodded vigorously. "Yes, yes! Once you sign, we can continue the funeral."

But I shook my head. "I can't accept this. Logan's biggest concern before he died was definitely Mom and Lilian. I'm willing to give up Logan's inheritance so that Mom can receive treatment."

Before Annie and Lilian could object, I continued, "Moreover, while Logan was alive, nearly all his income went to support Mom and Lilian. I believe if he were still alive, he would want everything to go towards Mom's treatment."

The relatives couldn't help but give me a thumbs up. Feeling a bit shy, I signed to officially renounce my inheritance. According to the law, since Logan's debts weren't used for family living expenses, I was unaware of them. Therefore, by giving up the inheritance, I wouldn't have to shoulder his debts.

According to inheritance law, if I renounced my right to inherit, then the next in line would be Annie and Lilian. Naturally, they began to push each other away, neither wanting to accept it.

However, the creditors were impatient and barged in without waiting for them to sign.

"Logan owes so much money; you two must pay me back!"

Six:

The two of them were surrounded by creditors.

Annie quickly pointed at me and said, "Make her pay back. She has money and property. She's Logan's wife."

I looked confused and grabbed the lawyer from earlier, asking, "I renounced my inheritance. Do I still need to repay the debts?"

The lawyer shook his head. "No, you don't."

I sighed. "Mom, Lilian, did you make me sign the inheritance because you already knew about this debt?"

"I thought you were being kind, but I didn't expect you to..."

I didn't finish my sentence, but everyone understood what I was trying to say.

Lilian pushed through the creditors and arrogantly said to me, "This was your joint debt. You should definitely be the one to repay it. Besides, Logan..."

Lilian couldn't continue because her original lines were about Logan dying because of me, but after my earlier outburst, the cause of Logan's death had already changed.

The lawyer interjected at the right moment, "A joint debt requires the signatures of both parties for shared expenses. Currently, these IOUs do not have Ms. Adams's name."

Lilian was struck as if by lightning and fell at my feet, holding onto my pant leg and crying, "Olivia, my mom and I can't come up with so much money to repay the debt. You have a house; can you sell it to pay off some of it?"

She had quite the nerve. I looked at her with bewilderment. "Lilian, don't you and Mom also have a house? Its value should be higher than mine. Why don't you sell your own house?"

Annie didn't hear clearly and only heard that they wanted to sell her house. She screamed, "You can't sell my house! Where will I live? Do you want me to be homeless?"

Seven:

Regardless of what the two said, the creditors were unmoved, insisting that both of them pay up.

Following my lead, they also declared that they renounced their inheritance.

"We don't want the inheritance; we're just likeOlivia!"

"Yes, we were unaware of Logan's loans, and we have no obligation to repay."

Unfortunately, it was futile.

During the funeral preparations, I investigated and found out that many of Logan's loans were guaranteed by Annie and Lilian. Moreover, they had taken a significant share from these loans.

This was the reason why, in my previous life, they had insisted on faking his death and emotionally manipulating me into repaying the debts.

If I didn't repay, it would fall on them.

The Carter family had manipulated me and sold me out to save themselves.

Upon hearing their claims of ignorance, the creditors presented screenshots and bank statements of the money Logan had transferred to Annie and Lilian.

The two were shocked. "How could you have these so quickly?"

It would have taken a long time to obtain these through normal channels, but if it was me helping them, it would take just a few minutes. I stood on the sidelines, wiping my eyes that had swelled from the menthol. "Mom, Lilian, how could you allow Logan to take out these loans? Now I can't help you. You will have to repay this money yourselves."

A voice from the crowd spoke up, "Olivia, you're too malicious. No wonder Logan would rather have an affair and a child outside than be with you!"

Everyone turned to look, but no one could find the person who had spoken.

"What? Logan actually betrayed me?" I couldn't accept this "blow" and fainted, rolling my eyes back.

Eight:

When I came to my senses, everything had already settled.

Without my financial support, Annie and Lilian were forced to sign the papers and acknowledge their debts.

They had considered asking relatives to persuade me, but the comment about the mistress during the funeral made everyone think it was best that I had nothing to do with this family.

Not only did no one come to defend them, but many even kicked them while they were down.

A few days later, while I was tidying up at home, Lilian knocked on my door. I didn't give her a good look, especially since she had been the most ruthless in morally manipulating me in my previous life.

Lilian, as usual, came in without taking off her shoes and plopped down on the sofa. "You know, Mom has kidney failure. Now my mom and I have been kicked out of the house. Mom is in the hospital, and I have nowhere to stay, so I plan to live here."

"Okay," I replied.

After all, I had already sold this house, and in a few days, the landlord would come. I had no idea if the new owner would let her stay.

Perhaps my submissive demeanor made Lilian think I had become the same pushover as before. She snorted, "That's more like it. I'll tell you, Mom's kidney failure was already serious, but after being tormented at the funeral, her condition got worse. You and Mom have the same blood type, so if you have a conscience, you should at least get tested for compatibility."

I suddenly laughed.

Lilian looked at me in confusion. "What are you laughing at?"

"I'm laughing at how foolish you are. Your brother was out there with a mistress, and you and your mom have been tormenting me in every way. Why do you think I would want to help you?"

Lilian looked at me as if she had seen a ghost. "You're twisting the facts..."

I made a shushing gesture. "Stop talking nonsense. Whoever is twisting the facts knows very well. Logan went out to buy strawberries or went up the mountain to die on purpose—I'm sure you and your mom both know the truth."

Nine:

Lilian had no idea how to refute me, and she didn't dare offend me either, especially since she still needed me to "have a change of heart" and help them repay their debts. Even if I didn't, she could still stay at my place, relying on me for food and shelter.

As for whether I would donate a kidney to Annie, she was so selfish that it probably didn't matter to her.

Realizing this, she shot me a disdainful glance and went straight into the guest room.

Once Lilian was in the guest room, I stopped tidying up. The lottery had already been drawn, and I was now a multimillionaire. I didn't need these trivial things anymore.

I grabbed my bag, turned, and left the house, blocking all contact with Lilian and Annie. They wouldn't dare make too much noise, fearing someone would discover Logan's faked death.

I collected my winnings and bought a luxurious villa, moving in directly. I was determined to make up for all the suffering I endured in my past life and lived a carefree life.

However, Annie and Lilian were not so fortunate.

According to a private investigator, Annie's condition had rapidly deteriorated, and she had fallen into a coma. But due to a lack of funds, Lilian refused to discharge her, leaving her to languish in the hospital corridor.

And Lilian was kicked out by the new landlord of my old house, and it caused quite a scene. It almost landed her in the police station. Lilian, too, had a fit, called and cried on the phone, and left in a huff.

But I knew this was just the beginning. There would be more trouble ahead for me to deal with.

As if in response to my thoughts, the next morning, the housekeeper brought in three visitors.

It was Lilian, a person dressed like a lawyer, and standing beside them was none other than the "resurrected" Logan.

I smirked and thought. Logan, you've finally shown up. All my efforts to publicize my wealth weren't in vain.